Category Archives: jpmorgan chase

After effects

For reasons I don’t fully understand, today has been one of those “teary days” that sometimes enter my life. The latter part of the last week has been full of fear, worry, disappointment and, at times, utter panic. As I’ve written previously, my mother died in February, 2012. I’d known for years that she was not mentally competent and known even longer that she had serious mental health issues. She chose not to deal with either affliction. Unfortunately, her affliction became my affliction because I shared a house with her. Day after day, I’d watch her make horrible mistakes and could do nothing. One person in whom I’d confided kept telling me to somehow “make” her do things or “make” her brothers stop protecting her so that she could receive real medical help. My mother was not someone anyone “makes” do anything. The end result was that she lived in a world that didn’t correspond with reality. Nothing I said, did, didn’t say or didn’t do made a difference. I told her in anger once that she would always find a way to screw me over even if she had to go down with me. That’s a pretty harsh thing to say to one’s mother. That didn’t mean it wasn’t true. Two utterly devastating financial decisions she made that I desperately tried to talk her out of or guide her through have come back to bite me in the ass just as I told her they would.

The financial difficulties I’m experiencing actually force me to mourn my mother. I have not had any real time to do so in the last 18 months because I’ve been too busy dealing with two creditors who hold the paper on the house and my minivan–KeyBank National Association and JPMorgan Chase Auto Finance, respectively. To say these august institutions have been “difficult” would probably be the understatement of the year. I have new grey hairs because of them. Fortunately, my attorneys have kept me away from a lot of the upsetting discourse because, honestly, I don’t think I have it in me to remain focused and calm. My mother’s death and the years that preceded it are truly tender spots on my psyche. There is a lot of unfinished business within the family confines that are deeply painful and ugly. There are days when I can barely keep the dam of anger and pain from bursting as though built with shoddy concrete and rusty steel. Inevitably, there will be cracks where the water of my tears will seep through and run down the spillway of my cheeks. Today is one of those days.

I may have written of a favorite great-uncle, Herbert, who was more some combination of grandfather/father than great-uncle. Even though he was only ten years older than my mother, he had a very big hand in raising her. It was a bond that lasted throughout their lives. Uncle Herbert preceded Mom in death by a few months shy of four years. We didn’t have a chance to say a final goodbye, but I think he understood.

Uncle Herbert was always there for me, too. He and his wife, Ethel, were my rocks when I desperately needed them growing up. Lately, as I’ve watched my world turn upside down, I have wished that Uncle Herbert were here because he’d tell me how to fix everything or protect me as best he could from the very harsh realities I may have to face. My lawyers do help me as best they can, but they can only do so much. Aunt Ethel helped me even though I was deeply ashamed for asking. In the end, it is up to me. It is my responsibility to clean up the hot mess my mother made of both our lives because I didn’t do what needed to be done: have her declared mentally incompetent and get myself appointed conservator. Kicking myself is a waste of time, as is blaming her enabling two oldest brothers who interfered when I tried to get her help. I know that I will never have the same relationship with them again. So be it. However, I have to mourn the woman she was before she was crazy and mentally incompetent, then pick myself up, gear up and fight for my life.

I think the thing I do best is fight. My existence has been a constant struggle since the day I was born. I don’t know what I’d do if I didn’t have to fight for something or another. That’s one of the things that would have/will make an excellent litigator. I believe passionately in equanimity and fairness. To me, those are basic human rights. KeyBank made a predatory loan to a woman who had no business conducting any financial transactions at all. I even warned the loan officer that my mother was not competent, but the loan officer saw an easy mark and inserted herself into the relationship with my mother. Anytime a woman “forgets” that her daughter has fibromyalgia and a birth defect that has caused problems in various musculoskeletal areas of her body even though that daughter has been on disability since the early 1990s and several doctors have talked to her about the daughter’s needs, that woman is in serious trouble. Whether Mom really forgot or whether she just didn’t want to face facts is something I’ll never know. What I do know is that I may lose my house due to Key’s greed. I have a feeling that I am not the only person who is in this type of difficulty.

Picking myself up to fight another day is one of the most difficult things I can envision doing right now. I am so damn tired I don’t know what to do. My spirit is tired. What keeps me going is my girls. Without them, I would be locked away in an psychiatric facility undergoing God-knows-what kind of “therapy” to lift the fog of depression. Yes, I am fighting for myself, but I am fighting for them even more. We are a set; a team; a four-some. We are family. I really don’t like this house because it wasn’t built very well. However, it’s got a large backyard with incredible possibilities and I don’t have to worry about my babies making too much noise for the neighbors. I know that I live and do things for them when I can’t do them for myself. This time, I’m fighting for all of us.

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God, PLEASE Let This Day End

I’m sitting at my living room table typing this post on my laptop. That has never happened before. In fact, there are very few computer-related things that take place downstairs even though I’ve got a 700 MHz eMac here that I somehow made run Leopard with a software patch and a bit o’ tinkering. If I only had myself to worry about, I’d still be in bed, probably in tears, feeling empty and wishing I’d followed my gut and bought another fifth of Jim Beam. Empty because this is the first major holiday without my mother and I feel empty except the enormous well of pain and loss that could easily drown me. Hence, the Jim Beam. There’s a somewhat amusing story that goes with the JB that I’ll indulge myself by telling.

The very first time I got rip-roaring drunk was when I was 17-years-old and everyone on my floor at Oberlin was going home for the summer. Oberlin was and is a dry town, but getting liquor wasn’t hard as much as it was inconvenient. That was also the last time I got rip-roaring drunk and whiskey, specifically bourbon, were largely the reason. I have to laugh as I think about it now because my mother came to collect me and I vaguely remember her shaking her head and cutting me a whole lot of slack. I don’t think either of us ever mentioned it. That’s not to say that I haven’t felt impaired in some fashion by alcohol, but I rarely drink, (even though all three of my dogs are lushes). I take too many drugs that would not mix well with alcohol of any kind were I to imbibe. That’s why it’s taken me over a month to go through the fifth of JB Red Stag I’m just finishing. I wouldn’t even know about that had the guy from whom I bought my guitar and I not gotten into a conversation one day about hot toddies because he was sick and didn’t have anyone to take care of him. There is some mixture of maternal and sexual instinct going on inside me where he’s concerned that I am damn sure ain’t right, but I’m equally sure would feel oh so good if I could just get myself and my life together. Because I can’t, I’ve stopped going to the store and hanging out. It’s too hard. And so, we come back to the raĆ®son d’etre of this post.

So much has happened since I last wrote I don’t even know where to begin. There is a very large part of me that has absolutely no idea how to cope. I can list the things that need to be done, but that doesn’t mean I can do them. On top of that, I was using my mother’s lawyer, a cousin-in-law who either bought or inherited one of my great-uncles’ law firms. That bastard got pissed off at me because I dared to call him on a Saturday at 6 p.m. because I got a call from an antiques dealer who was coming by the next day, a Sunday, and I needed to know what I could and could not do legally. It was on from there. I should have cursed his ass out then and there, but I didn’t. In fact, I basically hung up on him when he started whining like a little human bitch about interrupting his freaking Saturday. I wish I’d had the presence of mind to tell him that when the probate judge asks me why I did such and such, I’d tell her that my lawyer didn’t want to work on Saturday. Instead, we got into a shouting match that Monday and I had him send me the paperwork to open my mother’s estate. This is now the third time I’ve had to run behind him cleaning up his messes. [ETA: Actually, the fourth time because his paperwork was supposed to conform to my mother’s will and it didn’t. I cleaned up what would have been a big and very ugly mess that would have created a rift I don’t know would heal at all among her brothers. In addition, the probate clerk caught another error that I didn’t.] I’ve made more appearances before judges on family matters than he has and I’m not licensed to practice law. What does that say about him? Yet, this is the man my mother trusted with her will and there was nothing I could do to shake her into making a proper trust for our circumstances. She’d always say that we’d do it after whateverthefuckwasgoingon was over. It never happened and I’m supposed to take this manure and turn it into a watermelon patch.

I didn’t realize it, but I’d gotten to a place where I just couldn’t function. That was in large part due to one of my mother’s creditors. As far as I am concerned, most of them can go pound salt. However, technically, the minivan that allows me to be mobile and have a life is in my mother’s name for a number of reasons, most having to do with an unsteady stream of income. At any rate, the lender’s probate department was relentless. I could count on at least two calls a day even though I couldn’t tell them any more than I had the previous day. I’m going to run into trouble with them again and it will be my own fault, but I’m jumping ahead of myself. I could see my life slowly ebbing away thanks to them. It wasn’t as though I had nothing to sell that would get them off my back for a minute, because I did, Mom’s truck. The problem was that it would cost me more money to get it repaired than it would to sell it outright. However, selling it outright wouldn’t even come close to what it was really worth, but it would take care of the money the lender informed me she was in arrears. I think that’s when something inside of me broke. Everyone has certain buttons that if pushed will cause all sorts of generally negative reactions. I knew two of mine already. I learned a third.

The one time I broke and didn’t attempt suicide, the local shrink police had me committed because someone in my family, and I’m beginning to figure out who, got scared. It didn’t help that I publicly upbraided the cousin-in-law for being a jerk and said that my uncle most assuredly did not allow him into his practice to ignore his family. That sure as hell went for ignoring my mother and me where both of my great-uncles were concerned. They raised her!

The thing about any psych floor is that the patients have to figure out what it is the doctors want and give it to them. It’s the same game with everything. I’ve been through this too many times, so I knew what to say and what not to say. It helped that my lawyer is my former Mistress and now friend. She said that she was actually glad someone from the family did it because she’s been quite worried. Yeah, well, so have I, but I couldn’t say it. My actual psychologist was on frakking jury duty! What idiot of a judge puts a practicing shrink on jury duty knowing that there are people depending on her? Had I known, I could have gotten her out of it, but I didn’t know until my last appointment with her. By then, it was too late to have someone intercede on her behalf. But when I find out what judge this was, I’ll make a contribution to his/her opponent along with a note. In the meantime, there was no one I could turn to. I was more or less alone. I say “more or less” because I had my mother’s youngest brother, the only two cousins I have in my age range and my great aunt. I couldn’t and wouldn’t trouble my aunt because she’s got health issues of her own and I didn’t really want to lean on anyone. My mother’s brother has what is both a passive attitude and a vengeful one. He’s sure God will take care of those who don’t make amends for the dirt they’ve done. Me? I’m more active. You fuck me and I’ll fuck you harder. That’s the phrase that kinda had the ex a bit worried. She hadn’t seen the side of me that’s basically Rahm Emmanuel in a darker color and a sex change. It wasn’t necessary when she knew me. It became necessary over time.

To close this out, Lady A is singing Dancin’ Away With My Heart and I’m thinking of someone I shouldn’t. (For the uninitiated, that would be Glenn D. T-something-or-another. *smirk*) Something occurred to me today for reasons I honestly don’t understand. I would have made that person I shouldn’t be thinking of an excellent wife. I hope he got what he wanted when he chose someone else.

Another thing occurred to me as I reach the end of this entry that has nothing to do with the above. I’ll always have a weakness for red-headed rockers/roadies, beards, badboys, and; women who love fast cars–both of which make me drool–like the cutie one who picked me up yesterday to take me to Goodyear to get my minivan which, if I didn’t say so, I did save, but only for a little while. If that chica weren’t engaged, we’d both have gotten ourselves into some well-deserved trouble. I even let her get lost so we’d have a few extra minutes. She may not have been from the area, but no one is that directionally challenged. *laugh*

It just occurred to me that there’s another reason I want this day to be over. If I plan to survive, and I’ve never had a really strong survival instinct, I absolutely must put the insurance paperwork in the mail that I’ve carried with me for months. No one seems to understand that by doing so, I’m admitting that the person closest to me in the world, who was also a stranger in other ways, really isn’t coming back no matter how many dreams I have or call out for her. She’s gone. She stupidly trusted me to survive. If it were just me, I wouldn’t care if I ever drew another breath. However, I have three furbabies who depend on me and I will not allow “the system” to have them. They are the only reason I didn’t take my life a few weeks ago. I found a way to do it almost perfectly, but I refused to take them with me and I could only find a destination for two of them. I don’t think God would forgive me for making the third come with me and, frankly, I don’t think I could have forgiven myself in whatever afterlife there may be. We’ve been together 12 years. With some luck, there’s no reason she can’t stay another two or three years. Little dogs tend to live longer and she’s small. She’s the one who sees my soul, although I think the youngest is here for a reason, too, and it frightens me. I think she’s here to develop the same empathy that the eldest has. I see it happening more and more as she’s gotten older in the nearly one year we’ve had her. Thank you doG for sending someone to watch over me and giving me a reason to be here.